Property Guides

Guide To The Costs In Buying A Property

When thinking about budgets and borrowing capacity, the price tag on a property should not be your only consideration. Below is a summary of the various upfront costs involved in purchasing an investment property – Deposit–The greater your deposit, the less you must borrow. Generally, you need a deposit of 10% for a new investment …

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Capital Gains Tax Guide

What is Capital Gains Tax (CGT)? When you sell an investment property, you will either make a capital gain or a capital loss. This is the difference between what you paid for the property and what you sold it for. This needs to be reported in your income tax return and you will pay a …

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Guide To Being Financially Fit

Lenders are becoming more diligent at working out your expenses when applying for a home loan. Previously most banks did not make use of an actual assessment of borrowers’ monthly income and instead used a measure called HEM (Household Expenditure Measure). This was an estimate of expected expenditure and did not always reflect true expenditure …

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